Martin Z Sutis Blog

If the individual still feels they must deal with the dealership directly, then please realize that until that contract is signed everything is negotiable, which includes the interest rate. 

Dealerships will raise the interest rates on individuals simply because they are able to get a little extra money of out unexpected individuals who are not aware that an interest rate can be negotiated. 

However, over the course of your loan, this increase in interest rate will add up, so always look to haggle on this number prior to signing anything.When the dealerships decides they cannot let you get approval for the bad credit auto loan unless you are able to put some kind of money down on the car that day, then you can also negotiate on this point too. 

This is a negotiation tactic that is easily accomplished. 

Tell the dealership that you are willing to pay your very first payment on your new car the day your drive the car off the lot and see how fast they change their minds.  Oftentimes, dealing with dealerships is like holding out a piece of candy in front of child…

...they will do anything for it.

Long distance relationship sucks! I have to be away from home for work. Good thing technology is on my side, though. I make use of all this instant messaging tools to get in touch with my husband and my kids back home. My 5-year-old daughter learned how to operate Skype. She got bored with the usual calls and conversations and she is typing her side of the conversation instead. My husband installed one of those dyslexia teaching aids that correct spelling mistakes. These 21st century innovations are really amazing tools for learning. My little girl is knows how to spell complex words now!